Dental Care in Germany: Excellent but get a Cost Estimate

Dental care in Germany is excellent and there is a high standard of dentistry here. But dental work can also be expensive. If you have medical insurance, either under the state-run or private plans, then routine procedures such as fillings and dental hygiene are usually covered. But major dental work, such as crowns and dentures, is only partially covered by the state plans.

For major dental work involving bridges, crowns or orthodontics, you must get a cost estimate (Heil- und Kostenplan) and present it to your insurer prior to treatment. Otherwise, you could be faced with a very high bill to be paid out of your own pocket. If you have questions about a recommended treatment, get a second opinion. For those belonging to the state health insurance plan, you may have to pay between 50 percent and 100 percent for major dental work if you do not have supplemental dental insurance.

People with private insurance will fare much better, but it pays to take a close look at exactly what is covered. Pre-existing conditions may be excluded or there may well be a waiting period of up to six months before coverage starts. All in all, private health care policies will often pay up to 80 percent of the total cost of major dental work.

As for doctors, the best way to find a dentist is to ask a colleague or a friend.There may be some language problems but many dentists speak some English and it shouldn’t be hard to find one who can work with you. In addition, the The US Consulate maintains a list of English-speaking doctors at:—doctors-and-hospitals.pdf

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